Utilise the capital market infrastructure of tomorrow
FINEXITY offers issuers an efficient way to raise capital for their projects, minimise fees and issue regulated digital securities. In addition, FINEXITY not only offers improved access to various investor groups, but also a secure solution for mapping the entire process digitally.
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Benefits with FINEXITY
Tokenisation enables the digital representation of an underlying, including the associated rights and obligations, and creates tradability on the basis of blockchain technology.
- 100% digital processes: Sales, subscription and distribution
- Up to 80% cost savings: Savings in issuing and administration costs through digitalisation
- Integration of all sales partners: Targeted consolidation of products with sales partners through digital connection
- Direct customer insights: Valuable insights without transfer agents via the dashboard
Our Asset Classes
Corporate
By investing in companies, our investors participate in the potential of entrepreneurial initiatives and innovations. By investing in private equity, for example, investors benefit directly from economic success and increases in value, for example as a result of IPOs or market expansions.
Real Estate
Properties in the residential, commercial, hospitality or healthcare sectors offer protection against inflation and, in addition to the potential for value appreciation, provide regular income through rental and leasing income.
Infrastructure
Infrastructure investments, such as solar parks, offer portfolios a robust foundation. They generate stable, inflation-protected cash flows and are characterised by a low correlation to traditional asset classes.
Collectibles
Collectibles such as fine art, fine wine or classic cars add a touch of individuality and emotionality to the portfolio. Due to their rarity or historical significance, these often passionately managed investments combine aesthetic craftsmanship with attractive potential for value appreciation.
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Community
Community investments as an investment opportunity can be very diverse - for example in the form of wind and solar parks, day-care centres or the local outdoor pool. This form of investment not only ensures the realisation of local projects, but also enables citizens to actively participate in these projects.
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Our range of services
FINEXITY provides comprehensive support for digital capital market issuance along the entire value chain while enabling the listing, distribution and management of tokenised products in one ecosystem.
1. Deal Advisory Services
- Support in product structuring and all aspects of the token economy, in particular with regard to equities, bonds and UCITS.
2. Tokenisation
- Issuance of MiFID II-compliant security tokens or crypto securities, programming of smart contracts and tokenisation of securities.
3. Listing
- Listing of the asset in the central product database, release and activation for various trading partners.
4. Primary market sales
- Access to various trading partners and the option of integrating existing sales partners via the infrastructure.
5. Asset Servicing
- Administration of smart contract management, e-wallet integration for payments, support with tax reporting and distributions.
6. Secondary market
- Secondary market with cross-marketplace tradability for increased liquidity.
Your
contact person
Moritz Giesen
Partner Relations Manager
Our successes.
50+
Issuers
180+
Listed Issuances
15,000+
Settled Transactions
5
Asset Classes
References & selected partners
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Frequently asked questions.
Here you can find answers to the most frequently asked questions about FINEXITY.
What are the benefits of private market investments?
In recent years, investments in private markets have proven to be extremely successful. For example, private equity investments have regularly exceeded public market returns, which has significantly increased interest and access to these investment opportunities. The traditional 60/40 division between stocks and bonds is no longer sufficient to meet today's financial requirements. A balanced mix of public and private market investments is essential. A strategic allocation to private markets can diversify and optimize the portfolio regardless of the investment horizon. With the help of a trading venue, FINEXITY brings issuers and trading partners together, giving investors access to high-yield and tradable tokenized private market investments.
What does FINEXITY's range of services look like?
With the help of a trading venue, FINEXITY brings issuers and trading partners together, giving investors access to high-yield and tradable tokenized private market investments. Issuers of digital securities (security tokens and, in future, crypto securities) thus benefit from access to trading partners and investors, which leads to faster fundraising with lower asset management fees. FINEXITY offers trading partners, such as banks and asset managers, access to pre-qualified private market investments via a white label solution. This enables them to attract new investors, retain existing customers, and at the same time build up more crisis-resilient portfolios. Investors benefit from high-yield private market investments with lower capital requirements, improved liquidity, lower costs and greater transparency.
How do investments via FINEXITY work?
A digital security is structured via an issuer. This is offered to investors as an investment via a trading partner (e.g. Finexity Invest GmbH). To do so, investors must register on the trading partner's marketplace. Here they can find out more about the investment and view and download the documents provided by the issuer. After successful online authentication via the provider IDnow, they can make the investment. Payment can be made via bank transfer or via the integrated e-wallet solution. As soon as the financing volume of an investment has been reached, the tokens are issued into users' wallets. The investment now appears as an asset on each user's dashboard.
Who is the owner of the investment property?
The owner of the investment property is an object company provided by an issuer. This property company acquires the corresponding property with the capital provided by the investors' tokenized bonds and possibly bank financing. A trading partner (e.g. Finexity Invest GmbH, under the liability umbrella of Effecta GmbH) acts as a (bound) intermediary between the issuer and the investors. This enables investors to subscribe to tokenized bonds that are structured as economic as (pro rata) direct investments. Investors therefore participate in selected investment properties just like owners, but also bear certain risks, which are described in detail in the respective bond conditions and subscription documents.
How does tokenization work and which blockchain is used?
Tokenization allows legitimate ownership claims to be recorded and, at the same time, these claims can be traded. The investment property is acquired through the capital raised and potentially through bank financing. A digital share of one euro each is shown on the blockchain. After successful financing, tokens worth the entire investment amount are issued. Each investor receives a number of tokens according to their investment. This concept is implemented using smart contracts, which digitally define the conditions of the capital investment. After the tokens have been issued to investors, a logged order book is created, which enables the legal identification of current investors. The underlying blockchain is a private permissioned blockchain on Ethereum that meets the strict regulatory requirements in Germany. This ensures legal security for investors. Using a private permissioned blockchain avoids using a decentralized blockchain with hundreds or even tens of thousands of servers, which significantly reduces the environmental footprint. The few servers used are also located in CO2-neutral or compensated data centers.
Which tokens are used and how are they stored?
Security tokens are used that have the same or similar rights as “classic” securities. Securities-like rights are membership rights or debt claims with asset content, similar to shares and debt securities. They then generally represent securities (“Securities sui generis”) within the meaning of Regulation (EU) 2017/1129 (ProspektVO), the Securities Prospectus Act (WpPG) and the Securities Trading Act (WpHG) or financial instruments within the meaning of the Banking Act (KWG) and the Securities Institutions Act (WPIG). For the secure storage of security tokens, a wallet is available to every user as a digital locker for personal storage. No deposit is required and there are no costs for personal safekeeping. The wallet is connected to a login to the technical platform. Neither FINEXITY nor the trading partners have access to users' login data, and the private key to the wallet is also secured in encrypted form by an external authorization and authentication provider. A double opt-in procedure is used for users' email addresses, and every transaction approval is made via mobileTAN via mobile phone number (2FA procedure).