Access to private market investments for Handelsplatz
The efficient use of digital business models has become a critical success factor for financial service providers. The advantages of a digital offering that is tradable 24/7 paired with the benefits of private markets investment opportunities, offer your clients a contemporary product range and enable you to create real added value over the competition. With our offering, we provide a complete investment brokerage solution that integrates seamlessly into your online presence.
What FINEXITY offers Handelspartnern
FINEXITY's white-labelled solution enables easy onboarding of your clients, including digital appropriateness and KYC/AML checks. Offer your own financial products via the digital marketplace or utilise products from our broad ecosystem of pre-screened private market investments. Manage your own fully digital investment brokerage marketplace that fulfils all regulatory requirements.
Our platform supports you in expanding and efficiently organising your digital offerings. Make it easier for your clients to access exclusive private market investments that can be seamlessly integrated into your digital environment.
Trading partner marketplace
Components & Features
Die Whitelabel-Marktplatz ist eine Komplettlösung und beinhaltet auszugsweise nachstehende Komponenten und Funktionalitäten:
Product database
- Whitelabelling of the marketplace with design specifications and editorial content of the trading partner
- Verified investments that have gone through due diligence and meet listing requirements
- Selection from various asset classes such as: Private Equity, Real Estate, Infrastructure and Collectibles
Primary marketplace
- Adapting the marketplace to your own brand identity (white labeling)
- Our own digital investment process that meets current regulatory requirements and is compliant with MiFID II
- Use of all marketplace functionalities (transaction processing/ dashboards; wallet/ KYC/AML/ appropriateness checks)
Manage
- Products can be added to the white label marketplace with one click and individually curated
- Detailed overview of data and status, including KYC/AML and appropriateness checks
- Complete transaction history with filter options by customer, project and investment
secondary market
- Current: Digital peer-2-peer secondary market with immediate settlement of transactions
- Attractive products due to liquidity, without additional effort or costs for the agent
- 2025: DLT-TSS trading venue with trading and settlement system
Advantages of our
White label marketplace solution
Benefits of private market financial products
- Exclusivity:
Access to tokenized private market investments from various issuers for your own marketplace - Portfolio diversification:
Expanding the portfolio through access to a variety of different asset classes - Return potential:
Access to tokenized private market investments from various issuers for your own marketplace
Benefits for you as an agent
- Attractive compensation models:
Lucrative, cancellation-free commissions based on your mediated volume - Expansion of the product portfolio:
Distinguishing from competition through innovative, digital investment products - Increased customer loyalty:
Customer satisfaction and loyalty through modern investment solutions
Benefits for your customers
- Lower barriers to entry:
Tokenization provides access to high-quality investments, even with small investments - Investments in private markets:
Access to exclusive financial products, some with short terms and high return potential - Increased liquidity and flexibility:
Easy trading on the secondary market improves portfolio design
Benefits of digital products
- Efficiency and cost savings:
Fewer intermediaries and digital processes reduce operating costs and increase efficiency - 24/7 tradability:
Customers can invest or trade tokens at any time - Easy access to premium investments:
Digitized shares open the door for retail investors to exclusive private market investments
Your contact person
Oliver Becker
Head of Banking & Brokerage
What our partners say
SachwertInvest (Sparkasse Bremen)
Website:
https://sachwertinvest.de/“FINEXITY's infrastructure works flawlessly, has a great, simple user interface and reduces the administrative burden so that we can concentrate on our core business. The special thing about FINEXITY is also the networking concept. Via the FINEXITY ecosystem, all participants can access a large product database with high-quality issuers and add them to their own product portfolio.”
Golden Circle Finance
“As an innovative investment boutique, we were immediately convinced by the Finexity AG offer. We see three decisive advantages: With the FINEXITY ecosystem, we offer our clients an uncomplicated, convenient and transparent investment - purely digitally via our app, can quickly and efficiently issue our own products completely digitally and at the same time offer our clients the opportunity to access the entire FINEXITY partner portfolio.”
WINVESTA
Website:
https://www.winvesta.de/"FINEXITY has proven to be an indispensable partner for the development of our digital investment business. Their white-label platform has enabled us to enter the market efficiently and securely and offer our clients innovative investment solutions. The special thing about FINEXITY is also the networking concept. Via the FINEXITY ecosystem, all participants can access a large product database of other issuers and co-place them or, if desired, offer their own products on other marketplaces."
References & selected partners
Frequently asked questions.
Here you can find answers to the most frequently asked questions about FINEXITY.
What are the benefits of private market investments?
In recent years, investments in private markets have proven to be extremely successful. For example, private equity investments have regularly exceeded public market returns, which has significantly increased interest and access to these investment opportunities. The traditional 60/40 division between stocks and bonds is no longer sufficient to meet today's financial requirements. A balanced mix of public and private market investments is essential. A strategic allocation to private markets can diversify and optimize the portfolio regardless of the investment horizon. With the help of a trading venue, FINEXITY brings issuers and trading partners together, giving investors access to high-yield and tradable tokenized private market investments.
What does FINEXITY's range of services look like?
With the help of a trading venue, FINEXITY brings issuers and trading partners together, giving investors access to high-yield and tradable tokenized private market investments. Issuers of digital securities (security tokens and, in future, crypto securities) thus benefit from access to trading partners and investors, which leads to faster fundraising with lower asset management fees. FINEXITY offers trading partners, such as banks and asset managers, access to pre-qualified private market investments via a white label solution. This enables them to attract new investors, retain existing customers, and at the same time build up more crisis-resilient portfolios. Investors benefit from high-yield private market investments with lower capital requirements, improved liquidity, lower costs and greater transparency.
How do investments via FINEXITY work?
A digital security is structured via an issuer. This is offered to investors as an investment via a trading partner (e.g. Finexity Invest GmbH). To do so, investors must register on the trading partner's marketplace. Here they can find out more about the investment and view and download the documents provided by the issuer. After successful online authentication via the provider IDnow, they can make the investment. Payment can be made via bank transfer or via the integrated e-wallet solution. As soon as the financing volume of an investment has been reached, the tokens are issued into users' wallets. The investment now appears as an asset on each user's dashboard.
Who is the owner of the investment property?
The owner of the investment property is an object company provided by an issuer. This property company acquires the corresponding property with the capital provided by the investors' tokenized bonds and possibly bank financing. A trading partner (e.g. Finexity Invest GmbH, under the liability umbrella of Effecta GmbH) acts as a (bound) intermediary between the issuer and the investors. This enables investors to subscribe to tokenized bonds that are structured as economic as (pro rata) direct investments. Investors therefore participate in selected investment properties just like owners, but also bear certain risks, which are described in detail in the respective bond conditions and subscription documents.
How liquid are the shares?
Private market investments are inherently illiquid, as they require long-term capital commitments and typically cannot be sold quickly. This illiquidity poses a challenge for investors who need flexibility and quick access to their invested capital. However, via the secondary market operated by FINEXITY, investors can trade digital shares of tokenized private market investments independently and free of charge across all trading partners at any time. Over-the-counter peer-to-peer trading dissolves the magic triangle of investment - the competition between profitability, security and liquidity - and thus opens up new opportunities for individual portfolio management and flexible wealth creation. As soon as the initial financing phase for a project has been completed and digital shares have been issued in the form of security tokens, this is activated for the secondary market. There, all users have the opportunity to post both buy and sell offers and thus trade digital shares in the form of real-time transactions. Transactions are processed via an e-wallet integrated into the platform. The secondary market is a form of investment brokerage and is supervised by our liability umbrella Effecta GmbH.
How does tokenization work and which blockchain is used?
Tokenization allows legitimate ownership claims to be recorded and, at the same time, these claims can be traded. The investment property is acquired through the capital raised and potentially through bank financing. A digital share of one euro each is shown on the blockchain. After successful financing, tokens worth the entire investment amount are issued. Each investor receives a number of tokens according to their investment. This concept is implemented using smart contracts, which digitally define the conditions of the capital investment. After the tokens have been issued to investors, a logged order book is created, which enables the legal identification of current investors. The underlying blockchain is a private permissioned blockchain on Ethereum that meets the strict regulatory requirements in Germany. This ensures legal security for investors. Using a private permissioned blockchain avoids using a decentralized blockchain with hundreds or even tens of thousands of servers, which significantly reduces the environmental footprint. The few servers used are also located in CO2-neutral or compensated data centers.
Which tokens are used and how are they stored?
Security tokens are used that have the same or similar rights as “classic” securities. Securities-like rights are membership rights or debt claims with asset content, similar to shares and debt securities. They then generally represent securities (“Securities sui generis”) within the meaning of Regulation (EU) 2017/1129 (ProspektVO), the Securities Prospectus Act (WpPG) and the Securities Trading Act (WpHG) or financial instruments within the meaning of the Banking Act (KWG) and the Securities Institutions Act (WPIG). For the secure storage of security tokens, a wallet is available to every user as a digital locker for personal storage. No deposit is required and there are no costs for personal safekeeping. The wallet is connected to a login to the technical platform. Neither FINEXITY nor the trading partners have access to users' login data, and the private key to the wallet is also secured in encrypted form by an external authorization and authentication provider. A double opt-in procedure is used for users' email addresses, and every transaction approval is made via mobileTAN via mobile phone number (2FA procedure).